HCC Life Short Term Major Medical
Eligibility*
US citizens and US legal residents between 2 and 64 years old are eligible under HCC Life Short Term Medical. You must also be able to answer “no” to a few simple qualifying health questions to be eligible for this plan. People who are pregnant, in the process of adoption, covered by other insurance, or members of the armed forces are not eligible for this plan.
Highlights and Benefits*
- Up to $2,000,000 policy maximum
- In and out of hospital benefits
- This policy can be written for children only (must be at least 2 years old)
- Choice of 6 deductibles
- $50 co-pay at any urgent care center and deductible waived
- Options for 80/20 or 50/50 co-insurance
- $5,000 co-insurance maximum
- Discount drug card
- Coverage is up to 6 months in most states, but may be longer in other states
- You may be able to reapply for a second policy, depending on the state in which you reside
State and Country Restrictions*
HCC Life Short Term Medical is available in all US states, except: Massachusetts, Minnesota, Montana, New Jersey, New York, Rhode Island, Utah, and Vermont. The plan can only be used inside the US (excluding all US territories). Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.
Plan Underwriter*
HCC Life Short Term Medical is underwritten by HCC Life Insurance Company, which is rated A+ (Superior) by A.M. Best Company.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
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