If you are student and are planning on spending a semester abroad, there are a few things you need to be aware of regarding insurance for your trip. With many different insurance options available to students spending time in a different country, it can be tough finding the right coverage for your needs. Planning is vital in finding appropriate insurance, which is why you should begin looking for coverage options the moment you start planning your trip overseas. Here are some helpful insurance tips for students spending a semester abroad.
It’s best to be prepared
There is nothing worse than dealing with an emergency in a foreign country without insurance coverage. While most study abroad programs require all students to procure insurance, it is important to find coverage that protects you from a number of unforeseen circumstances. To ensure that you are protected in case of a sudden emergency, various types of insurance offer features to cover you in a number of different situations. Check to see if you are covered for:
- Trip cancelation – protection in case programs or trips are unexpectedly cancelled
- Evacuation insurance – coverage if an evacuation to a nearby medical center is necessary
- Travel assistance – economical support if an emergency occurs while overseas
- Academic program insurance – reimbursement for studies and classes that were cancelled beyond your control
Life saving insurance for emergencies overseas
These types of insurance will cover you in case of a medical emergency, unexpected illness or cancelled trip. While you can’t do everything to ensure a successful and safe trip in a foreign land, study abroad insurance can protect you in case things don’t go as planned. To protect yourself even further, make appointments to see your primary care physician and any other doctors you regularly visit prior to your trip. Ensure that you are healthy and get a medical professional to sign off on your list of prescriptions before you leave the country. This will help you discover any health related issues on familiar soil, rather than in a country with insufficient healthcare.
Study abroad insurance can be a life saver if an emergency should occur while traveling to a foreign country. For more information on long term travel insurance, contact Insurance Services of America today at (800) 647-4589.