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 “Don’t Leave Home Without It!”

Insurance Services of America (ISA) of Gilbert, Arizona is proud to be your “international” health insurance company for “Live and Invest Overseas” clients. We are so very proud to be recommended by such a fine organization as “Live and Invest Overseas”….

FACTS you should know:

  • ISA helped insure last year over 60,000 travelers and expatriates.
  • ISA has been in the “international” insurance business since 1995
  • ISA has gained an A+ Better Business Bureau rating
  • ISA has a 99% customer service rating with the BBB
  • ISA primarily represents Geoblue (Blue Cross) and Lloyds of London as our main insurers. Lloyds is the worlds oldest and largest health insurance market.
  • ISA markets dozens of different “international” plans but for our “live and invest” clients we offer different options. The right plan for you  depends on you age, health and length of time you need “international” health insurance coverage.

Atlas International Travel Medical

Budget-friendly medical insurance for US and non-US citizens for coverage outside of their Home Country. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer. Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Travel Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Trekker

Health and accident insurance for frequent international travel.

GeoBlue Trekker Overview

Eligibility*

Available to U.S. residents, age 95 or younger, who live in approved states.
Individuals aged 70+ are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

  • Only a $200 annual deductible
  • Up to $500,000 in medical coverage ($100,000 for ages 70+)
  • Guaranteed issue–up to age 95
  • Low cost–as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba diving
  • Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Voyager

Health insurance and assistance for short-term international travel. DOES now include coverage for COVID-19.

GeoBlue Voyager Overview

Eligibility*

This plan is available to U.S. residents, 95 or younger, who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Essential and Choice*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 84*.

State and Country Restrictions*

GeoBlue Voyager is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

Expatriate health insurance for global living.

GeoBlue Xplorer Overview

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

  • Worldwide protection–only requires being overseas 3 months in the first year
  • Ability to define your deductible
  • Pre-existing conditions are covered with credible coverage
  • 100% coverage outside of the US for most benefits
  • Emergency medical evacuation and repatriation
  • $50,000 AD&D benefit
  • Unlimited annual lifetime medical maximum
  • Worldwide PPO network with thousands of English-speaking doctors
  • 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

iTravelInsured Series

The iTravelInsured Travel plans are designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption, and getting coverage for medical as well. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our non-insurance emergency travel assistance. These can be used to cover quarantine benefits, and medical treatment for COVID.

iTravelInsured Series Overview

Overview*

Travel insurance is the best way to protect your trip investment from the unexpected. We offer a full line of travel protection plans including iTravelInsured Travel LiteiTravelInsured Travel SE, and iTravelInsured Travel LX, that provide varying levels of coverage for trip cancellation, baggage delay, trip interruption, medical benefits, quarantine coverage, and many other travel-related events and expenses. These plans were designed to protect you from financial losses should something bad happen before or during your trip, as well as unexpected medical costs or quarantine costs that arise overseas.

Traveling is an exciting experience, and anything can happen while you are away from home. Our iTravelInsured travel protection plans, paired with our world-class services, provide you with the coverage and confidence you need to travel without worry. Wherever your travels take you, we offer coverage to protect both domestic and international trips. Whether you’re taking a cruise, studying abroad with a student travel program, or taking that family vacation that you’ve always dreamed of—we’re here to ensure you have the coverage you need.

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Optional trip cancellation coverage up to 100% of trip cost
    • Trip interruption maximum benefit up to 125% of trip cost
    • Quarantine benefit (up to $2,500)
    • Travel Delay benefit
    • Baggage Delay
    • Coverage for up to age 99!
    • Competitive Rates
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Purchase on-line application & print ID card
    • And more!
Disclaimer

If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the date of purchase as long as you have not departed on your trip, incurred a loss, or filed a claim. The plan is non-refundable after 10 days.

Plan Underwriter*

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions.

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052 for quick and personal service.

MedEvac with Optional $100,000 Travel Medical Coverage - LIOS

The perfect plan for US citizens traveling within or outside of the USA who are wanting Emergency Medical evacuation coverage to the hospital of their choosing! If you are traveling or residing more than 150 miles away from home or outside your home country. Infectious diseases are covered, including COVID-19.

MedEvac with Optional $100,000 Travel Medical Coverage - LIOS Overview

Eligibility*

US citizens traveling within or outside the USA. Anyone traveling outside their home country anywhere in the world – (150 or more miles from home)! Infectious diseases ARE covered, including COVID-19. Great for Vacationers, Cruises, Snowbirds, Business Travelers, Students, Missionaries, Church Groups, Volunteers, Frequent Travelers, Expatriates, Families, Employer Groups, Association Groups, Union Groups. Really any Group!

Highlights and Benefits*
  • NO exclusions for pre-existing conditions with the Medical Evacuation Coverage
  • $100,000 Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country
  • NO deductibles – Issued up to age 84
  • Infectious diseases ARE covered, including COVID-19
  • $500,000 Medical Evacuation Coverage
  • Air medical transportation all the way home to hospital of your choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
  • Ground Ambulance during air transport from hospital to hospital
  • Transport of the insured’s traveling companion or family member of evacuated person
  • Return of stranded vehicle, RV, motorcycle or boat
  • Repatriation of mortal remains
  • Visitor transportation by commercial air if insured is admitted for more than 3 days
  • Short or long-term quotes
  • Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*

MedEvac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

ISA also offers other products you may wish to consider such as –

  • International accidental death and dismemberment
  • International term life insurance
  • International ransom or terrorism coverage
  • Rescue Insurance
  • Kidnap/Ransom Insurance

To contact us with any questions, feel free to contact us. We are here to help you!

Insurance Services of America

1757 E Baseline Rd. Suite 126

Gilbert, AZ 85233

800 647-4589

(480) 821-9052

Email: Rachel – [email protected]

Proud to be a member of the National Association of Health Underwriters