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Renew or Repurchase Your Insurance

Ready, Set, Renew!

Been there? Done that? Ready, set, renew! If you’ve purchased insurance from us in the past and need to simply extend current coverage or reapply for a new plan, this is the place for you. The insurance plans are listed alphabetically and include visitor insurance, travel insurance, and short-term US health insurance plans.

To extend current coverage, click the “Renew” link and you’ll see instructions and a form to renew your plan. Please have your plan ID number available.

To buy a plan you’ve used in the past though are not currently using, or a plan that is not renewable, you will need to reapply for coverage. Click the “Get Quote and Apply” link to get started.

If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.

Atlas America International Major Medical

Affordable medical insurance for foreign nationals visiting the US. You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer.

Atlas America International Major Medical Overview

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If you are a resident of New York or a foreign national visiting New York, Maryland or Washington, Atlas America is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Atlas America, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $2,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • For US citizens living or traveling abroad (5 days to 1,092 days)
  • For foreign nationals traveling within the US (5 days to 364 days)
  • 100% U&C coverage outside the US
  • Zero deductible option
  • Optional Buy- Up for Crisis Response – $100k total benefit
  • Optional Buy- Up for Higher AD&D –  $100k total benefit
  • Optional Buy- Up for Personal Liability – $100k total benefit
  • Optional Buy- Up for addition of a Natural Disaster Evacuation benefit to the Crisis Management buy-up: Kidnap and Ransom ($90k) + Natural Disaster Evacuation ($10k sublimit).
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Atlas America is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas America is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas International Major Medical

Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If you are a resident of New York or a foreign national visiting New York, Maryland or Washington, Atlas America is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Atlas International, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $2,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • For US citizens living or traveling abroad (5 days to 1,092 days)
  • For foreign nationals traveling within the US (5 days to 364 days)
  • 100% U&C coverage outside the US
  • Zero deductible option
  • Optional Buy- Up for Crisis Response – $100k total benefit
  • Optional Buy- Up for Higher AD&D –  $100k total benefit
  • Optional Buy- Up for Personal Liability – $100k total benefit
  • Optional Buy- Up for addition of a Natural Disaster Evacuation benefit to the Crisis Management buy-up: Kidnap and Ransom ($90k) + Natural Disaster Evacuation ($10k sublimit).
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Atlas International is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas Multi-Trip

Annual frequent traveler medical insurance. Features up to $1,000,000 medical maximum and $1,000,000 emergency medical evacuation benefits for international trips up to 30 or 45 days.

Atlas Multi-Trip Overview

Eligibility*

US citizens or foreign nationals who are at least 14 days old, enrolled in a primary health insurance plan in their home country, and are traveling outside their home country are eligible under Atlas Multi-Trip. The plan cannot be sold to citizens or residents of: Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is not Australia.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If you are a resident of New York, Maryland or Washington, or a foreign national visiting New York, Atlas Multi-Trip is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Atlas Multi-Trip, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • 100% U&C coverage outside the US
  • Optional Buy- Up for Crisis Response – $100k total benefit
  • Optional Buy- Up for Higher AD&D –  $100k total benefit
  • Optional Buy- Up for Personal Liability – $100k total benefit
  • Optional Buy- Up for addition of a Natural Disaster Evacuation benefit to the Crisis Management buy-up: Kidnap and Ransom ($90k) + Natural Disaster Evacuation ($10k sublimit).
  • No Pre-certification requirements or penalties

State and Country Restrictions*

Atlas Multi-Trip is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas Professional is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A+ (Strong) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Beacon Travel Medical Plan

The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!

The Beacon Travel Medical Plan Overview

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

 

Highlights and Benefits for Beacon Travel Medical Plan

  • Up to $2,000,000 policy maximum (for travel outside of the US)
  • Up to $1,100,000 policy maximum (for travel inside of the US)
  • $0 deductible option
  • In and out of hospital benefits
  • Emergency Medical Evacuation
  • Accidental Death and Dismemberment
  • Accidental Dental coverage
  • Trip Interruption
  • Third Party Liability
  • Trip Delay/Missed Connection
  • Optional Extreme Sports Rider
  • Terrorism coverage
  • This plan can be renewed up to 730 days
  • Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance for groups of 5 or more people traveling in or out of the US.
NOTE: Once you purchase, check out our exclusive "Know Before You Go" email!

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan. Recommended for group travel medical.

SPECIAL NOTE: New York Residents and Anyone Located in Canada or Australia*

If you are a resident of New York, Washington, or Maryland or a foreign national visiting one of these states, Day Tripper Group Travel is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 in international major medical protection
  • Up to $1,000,000 in emergency medical evacuation
  • Easy-to-quote and inexpensive daily rates, as low as $.49/day!
  • Terrorism, political evacuation, emergency reunion, AD&D and repatriation coverage automatically included
  • Up to $100,000 for an acute onset of a pre-existing condition coverage
  • Trip interruption coverage, lost checked luggage benefit, lost passport assistance, and more
  • Emergency dental care
  • 100% U&C coverage outside the US
  • Individual hazardous sports coverage included at no additional cost!
  • Optional Crisis Response – $100k total benefit
  • Optional Higher AD&D – $100k total benefit
  • Optional Personal Liability – $100k total benefit
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Trekker

Health and accident insurance for frequent international travel.

GeoBlue Trekker Overview

Eligibility*

Available to U.S. residents, age 84 or younger, who live in approved states.
Individuals aged 70-84 are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

  • Only a $50 annual deductible
  • Up to $250,000 in medical coverage ($100,000 for ages 70 to 84)
  • Guaranteed issue–up to age 84
  • Low cost–as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba diving
  • Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is not available in the following states: Alaska, Colorado, Maine, Maryland, Minnesota, Montana, Nevada, New Hampshire, Texas, Utah, Vermont, and Washington. If you live in another state, please contact us for assistance.

Plan Underwriter*

GeoBlue Trekker is underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Voyager

Health insurance and assistance for short-term international travel.

GeoBlue Voyager Overview

Eligibility*

This plan is available to U.S. residents, age 74 or younger (84 or younger for the Choice plan), who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Essential and Choice*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 84*.

State and Country Restrictions*

GeoBlue Voyager is available in the following states: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming If you live in another state, please contact us for assistance.

Plan Underwriter*

Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

Expatriate health insurance for global living.

GeoBlue Xplorer Overview

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

  • Worldwide protection–only requires being overseas 3 months in the first year
  • Ability to define your deductible
  • Pre-existing conditions are covered with credible coverage
  • 100% coverage outside of the US for most benefits
  • Emergency medical evacuation and repatriation
  • $50,000 AD&D benefit
  • Unlimited annual lifetime medical maximum
  • Worldwide PPO network with thousands of English-speaking doctors
  • 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is not available in the following states: Alaska, Colorado, Connecticut, Georgia, Idaho, Kansas, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nevada, New Hampshire, Oregon, South Dakota, Texas, Utah, Vermont, Virginia, and Washington. If you live in another state, please contact us for assistance.

Plan Underwriter*

GeoBlue Xplorer is underwritten by a U.S. Licensed & Admitted Insurer: 4 Ever Life Insurance Company, rated A- (excellent) by A.M. Best.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

Inbound® Immigrant Medical Plan

Our most affordable medical plan for foreign nationals visiting, residing in or immigrating to the US who are 60 years old and older. This plan can be renewed up to 5 years.

Inbound® Immigrant Medical Plan Overview

Eligibility
Non-US citizens traveling to or immigrating to the US, age 14 days or older are eligible under Inbound Immigrant. The plan must become effective within 24 months of arrival in the US.

If you are a non-US citizen and have been in the US longer than 24 months, please contact us at (800) 647-4589 or 01 (480) 821-9052 for an alternate plan.

Highlights and Benefits

  • Guaranteed issue policy—no medical questions and no age limits
  • In and out of hospital benefits
  • Up to $130,000 maximum per injury/sickness (benefit reduced after age 69)
  • Choice of deductibles
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • This plan can be renewed up to a maximum of five, 364-day policy periods (1,820 days)

Please Note
This plan is a “limited benefit” plan with internal benefit maximums. It is not a major medical plan.

State and Country Restrictions
Inbound Immigrant is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter
Inbound Immigrant is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

 

See the Highlight Flyer here

International Freedom

Our most customizable group plan, the International Freedom liberates you from the burdensome administrative demands and inflexible rating requirements most plans impose. Simply open an account and enjoy a locked-in rate for one whole year. One rate for everyone in your group for 12 months—guaranteed.

International Freedom Overview

Eligibility*

International Freedom is available to US Citizens traveling outside the US, with coverage for brief returns to the US. You must be at least 14 days old. 80+ years of age policy maximum reduced to $10,000. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • Our most customizable group plan that we offer
  • Your choose your benefits, including EvacPack (evacuation/repatriation coverage), AdventurePack (adventure sports coverage), and LifePack (accidental death coverage)
  • Top-Up Days are now included (Whether your international travel is extended by a bizarre transportation snafu, or a side trip to a bazaar, additional International Freedom days can be added to the end of your trip by simply logging into your account, selecting “Top Up”, and
    entering your new return date.)
  • Up to $1,000,000 medical maximum
  • 6 different deductible choices
  • Deep discounts for high volume travel groups
  • One rate for everyone in your group, guaranteed for 12 months
  • Same-day quote and proposal turnaround
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Freedom - Budget

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Budget allows you to travel worry free with high coverage, but without having to spend more than $0.98 per day. With the International Freedom Budget, you get a $50,000 medical maximum with a $250 deductible, plus more!

International Freedom - Budget Overview

Eligibility*

International Freedom – Budget is available to US Citizens traveling outside the US. You must be at least 14 days old. 80+ years of age policy maximum reduced to $10,000. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $50,000 medical maximum
  • $250 deductible
  • No Coinsurance
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $25,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Freedom - Essential

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Essential allows you to travel worry free with high coverage, but without having to spend more than $1.57 per day. With the International Freedom Essential, you get a $250,000 medical maximum with a $100 deductible, plus more!

International Freedom - Essential Overview

Eligibility*

International Freedom – Essential is available to US Citizens traveling outside the US. You must be at least 14 days old. 80+ years of age policy maximum reduced to $10,000. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $250,000 medical maximum
  • $100 deductible
  • No Coinsurance
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $50,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Freedom - Elite

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Elite allows you to travel worry free with high coverage, but without having to spend more than $2.60 per day. With the International Freedom Elite, you get a $1,000,000 medical maximum with a $0 deductible, plus more!

International Freedom - Elite Overview

Eligibility*

International Freedom – Elite is available to US Citizens traveling outside the US. You must be at least 14 days old. Benefits reduce upon attainment of age 70. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $1,0000 medical maximum
  • $0 deductible
  • No Coinsurance
  • Sports and adventure sports are covered (some restrictions may apply)
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $100,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Provider

Group travel medical insurance for groups of 5 or more people. One rate for all ages. Quick and simple.
NOTE: "Know Before You Go" email!

International Provider Overview

Eligibility*

Groups of 5 or more US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under International Provider. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 80)
  • Choice of 3 deductibles and 5 policy maximums
  • One rate no matter the age of the group members
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Unexpected recurrence of pre-existing conditions coverage (benefit reduced after age 65)
  • Home country visit as well as end of trip coverage
  • Optional hazardous sports coverage
  • This plan can be extended up to 12 months

State and Country Restrictions*

International Provider is available in all states in the US. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International provider is underwritten by Certain Underwriters at Lloyd’s, London, rated A+ (Strong) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Liaison® Majestic International Major Medical

Medical insurance for traveling in or out of the US. Coverage from 5 days to 3 years. This plan satisfies all visa requirements.

Liaison® Majestic International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days old and are traveling outside of their Home Country are eligible under Liaison Majestic. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

SPECIAL NOTE: New York Residents and Visitors*

If you are a resident of New York or a foreign national visiting New York, Liaison Majestic is the plan we recommend due to certain state laws and restrictions within that state.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 64 if traveling within the US; benefit reduced after age 69 if traveling outside the US)
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional hazardous sports coverage
  • This plan can be renewed up to 3 years (up to 364 days if you are 65 or older)
  • This plan satisfies Schengen visa requirements

State and Country Restrictions*

Liaison Majestic is available in all states in the US, except: Idaho and Washington. The plan does not cover travel to or from the following countries: Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestine, and Somalia. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison Majestic is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $2,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional maternity rider with no waiting period
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Application and Rates

RoundTrip® Economy

The Round Trip Economy is the base level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Economy Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $20,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $25,000
  • Emergency medical evacuation/repatriation up to $250,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Economy is eligible in all US states except Washington. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Elite

The Round Trip Elite is the highest level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Elite Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Elite is eligible in all US states. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochures

RoundTrip Elite

RoundTrip Elite Florida

RoundTrip Elite Kansas, Missouri, and Virginia

RoundTrip Elite Washington

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

War Zone Life & Health

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site.
NOTE: War Zone Brochure
NOTE: Kidnap-Ransom Brochure
NOTE: High-Limit Accident Brochure
NOTE: Disability Income Solutions Brochure
NOTE: USAway Brochure

War Zone Life & Health Overview

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site. Also a quick video overview of this plan can be viewed here!