Renew or Repurchase Your Insurance

Atlas America International Major Medical Overview

Eligibility*

Only non-US citizens who are at least 14 days of age up to 79 years old and are visiting the US are eligible for coverage under Atlas America. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is not Australia.

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Atlas America is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Atlas America, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Guaranteed issue policy—no medical questions to answer
• Up to $1,000,000 policy maximum (benefit reduced after age 69)
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of remains
• Acute onset of pre-existing conditions coverage (available to members under age 70)
• Sports coverage included
• This plan can be extended up to 364 days

State and Country Restrictions*

Atlas America is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas America is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas International Major Medical Overview

Eligibility*

Only US citizens and non-US citizens travelling outside of their home country excluding the continental US, Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands, and who are at least 14 days of age are eligible for coverage under Atlas International. Incidental trips to the US are permissible for US citizens only. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is not Australia.

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Atlas International is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Atlas International, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Guaranteed issue policy—no medical questions to answer
• Up to $1,000,000 policy maximum (benefit reduced after age 69)
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Home country visit as well as end of trip coverage
• Accidental death and dismemberment (AD&D)
• Repatriation of remains
• Acute onset of pre-existing conditions coverage (available to members under age 70)
• Sports coverage included
• This plan can be extended up to 364 days and renewed up to 3 years
• This plan satisfies Schengen visa requirements

State and Country Restrictions*

Atlas International is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas Professional Overview

Eligibility*

US citizens or foreign nationals who are at least 14 days old and under 66 years old, enrolled in a primary health insurance plan in their home country, and are traveling outside their home country are eligible under Atlas Professional. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is notAustralia

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Atlas Professional is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Atlas Professional, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Guaranteed issue policy—no medical questions to answer
• Up to $1,000,000 policy maximum
• $250 deductible per incident
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of remains
• Acute onset of pre-existing conditions coverage
• Optional terrorism coverage
• Optional sports coverage
• Covers each trip up to 30 days during a 12-month period

State and Country Restrictions*

Atlas Professional is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas Professional is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A+ (Strong) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Bridge Plan Overview

Eligibility*

US citizens and US legal residents ages 60-95 who are not currently eligible for Medicare or are awaiting Medicare eligibility, are eligible under The Bridge Plan.

Highlights and Benefits*

• Up to $250,000 policy maximum (benefits reduce after age 74)
• In and out of hospital benefits
• Choice of 5 deductibles
• 80/20 co-insurance
• $10,000 co-insurance maximum
• Choice of any doctor or hospital
• Surgical benefits
• Hospitalization and hospice facility benefits
• Coverage is available up to 55 months, subject to underwriter approval

State and Country Restrictions*

The Bridge Plan is available in all US states, except: Delaware, Iowa, Kentucky, Mississippi, Missouri, New York, North Carolina, Pennsylvania, Rhode Island, and Tennessee. The plan can only be used inside the US and its territories. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Bridge Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

CitizenSecure® International Major Medical Overview

Eligibility*

US citizens residing outside the US or departing the US within 30 days of the effective date who are between 14 days and 74 years old, as well as non-US citizens between 14 days and 74 years old are eligible for CitizenSecure. US citizens must reside outside the US for at least 6 months within the certificate period. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea or Sudan.

Highlights and Benefits*

• Up to $5,000,000 lifetime maximum
• Pre-existing condition coverage
• In and out of hospital benefits
• Maternity coverage
• Freedom to choose any doctor or hospital
• Use of Preferred Provider Network (PPO) within the US waives your co-insurance
• Emergency medical evacuation
• Emergency reunion
• Repatriation of remains
• Discounted group rate for 3 or more families
• Optional sports coverage
• Optional dental rider
• This plan can be renewed annually up to age 74

State and Country Restrictions*

CitizenSecure is available in all US states, but is not available to non-US citizens residing in Florida. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Excluded states and countries are subject to change. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

CitizenSecure is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of 5 or more US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Day Tripper Group Travel is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

• Up to $1,000,000 policy maximum (benefit reduced after age 69)
• In and out of hospital benefits
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Acute onset of pre-existing conditions coverage (available to members under age 70)
• Sports coverage included
• This plan can be extended up to 364 days

State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Global Citizen International Major Medical Overview

Eligibility*

US citizens under age 74 residing outside the US, and all legal residents of the US (citizens or foreign nationals) under age 74 residing in an approved US state are eligible under Global Citizen.

Highlights and Benefits*

• Unlimited medical policy maximum
• $30 office co-pay
• In and out of hospital benefits
• Preventative care
• Pre-existing condition coverage after 6 months of continuous coverage (waiting period waived with proof of prior creditable coverage)
• Emergency medical evacuation
• Claims are paid directly to the PPO provider when you use in-network providers
• Maternity coverage option—no waiting period
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Optional prescription card
• Optional dental coverage
• Optional vision coverage
• Option to exclude US coverage for reduced rates (this option is available to US citizens only)
• This plan can be renewed annually

State and Country Restrictions*

Global Citizen is available in all states in the US, except: Idaho, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, Oregon, South Dakota, and Washington. The plan does not cover travel to or from the following countries: Afghanistan, Chad, Congo (Democratic Republic), Cuba, Egypt, Haiti, Iran, Iraq, Israel, Ivory Coast, N. Korea, Libya, Nigeria, Pakistan, Palestine, Somalia, Sudan, Syria, Tunisia, and Yemen. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

SPECIAL NOTE: Residents of Idaho, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, Oregon, South Dakota, and Washington*

You may purchase Global Citizen even if you live in one of the restricted states, so long as you are not travelling to or from one of the restricted countries listed above. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can explain how!

Plan Underwriter*

Global Citizen is underwritten by BCS Insurance Company, which is rated A- (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

HCC Life Short Term Major Medical Overview

Eligibility*

US citizens and US legal residents between 2 and 64 years old are eligible under HCC Life Short Term Medical. You must also be able to answer “no” to a few simple qualifying health questions to be eligible for this plan. People who are pregnant, in the process of adoption, covered by other insurance, or members of the armed forces are not eligible for this plan.

Highlights and Benefits*

• Up to $2,000,000 policy maximum
• In and out of hospital benefits
• This policy can be written for children only (must be at least 2 years old)
• Choice of 6 deductibles
• $50 co-pay at any urgent care center and deductible waived
• Options for 80/20 or 50/50 co-insurance
• $5,000 co-insurance maximum
• Discount drug card
• Coverage is up to 6 months in most states, but may be longer in other states
• You may be able to reapply for a second policy, depending on the state in which you reside

State and Country Restrictions*

HCC Life Short Term Medical is available in all US states, except: Massachusetts, Minnesota, New Jersey, New York, and Vermont. The plan can only be used inside the US (excluding all US territories). Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

HCC Life Short Term Medical is underwritten by HCC Life Insurance Company, which is rated A+ (Superior) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Inbound® Immigrant Medical Plan Overview

Eligibility*

Non-US citizens travelling to or immigrating to the US, age 14 days or older are eligible under Inbound Immigrant. The plan must become effective within 24 months of arrival in the US.

If you are a non-US citizen and have been in the US longer than 24 months, please contact us at (800) 647-4589 or 01 (480) 821-9052 for an alternate plan.

Highlights and Benefits*

• Guaranteed issue policy—no medical questions and no age limits
• In and out of hospital benefits
• Up to $100,000 maximum per injury/sickness (benefit reduced after age 69)
• Choice of 2 deductibles
• Discounted rates for dependent children
• Emergency medical evacuation
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• This plan can be renewed up to a maximum of 5 364-day policy periods

State and Country Restrictions*

Inbound Immigrant is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Inbound Immigrant is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Provider Overview

Eligibility*

Groups of 5 or more US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under International Provider. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

Highlights and Benefits*

• Up to $1,000,000 policy maximum (benefit reduced after age 80)
• Choice of 3 deductibles and 5 policy maximums
• One rate no matter the age of the group members
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Unexpected recurrence of pre-existing conditions coverage (benefit reduced after age 65)
• Home country visit as well as end of trip coverage
• Optional hazardous sports coverage
• This plan can be extended up to 12 months

State and Country Restrictions*

International Provider is available in all states in the US. The plan does not cover travel to or from the following countries: Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestine, and Somalia. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International provider is underwritten by Certain Underwriters at Lloyd’s, London, rated A+ (Strong) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Liaison® Majestic International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days old and are traveling outside of their Home Country are eligible under Liaison Majestic. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

SPECIAL NOTE: New York Residents and Visitors*

If you are a resident of New York or a foreign national visiting New York, Liaison Majestic is the plan we recommend due to certain state laws and restrictions within that state.

Highlights and Benefits*

• Up to $1,000,000 policy maximum (benefit reduced after age 64 if traveling within the US; benefit reduced after age 69 if traveling outside the US)
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Optional hazardous sports coverage
• This plan can be renewed up to 3 years (up to 364 days if you are 65 or older)
• This plan satisfies Schengen visa requirements

State and Country Restrictions*

Liaison Majestic is available in all states in the US, except: Idaho and Washington. The plan does not cover travel to or from the following countries: Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestine, and Somalia. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison Majestic is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Basic and Enhanced.

Highlights and Benefits for Meridian Basic*

• Up to $2,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Limited pre-existing condition coverage after 24 months of continuous coverage
• Optional maternity rider with no waiting period
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

• Up to $5,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Limited pre-existing condition coverage after 12 months of continuous coverage
• Maternity coverage after 12 months of continuous coverage
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Reside® Worldwide Medical Plan Overview

Eligibility*

US and non-US citizens residing outside the US at the time of application or departing the US within 30 days of the effective date and who are between 15 days and 74 years old are eligible for Reside Worldwide. US citizens must reside outside the US for at least 6 months within the certificate period; if the insured US citizen resides within the US for longer than 6 months, coverage will terminate.

Highlights and Benefits*

• Up to $5,000,000 lifetime maximum (maximum reduced to $500,000 if used within the US)
• In and out of hospital benefits
• Coverage is per injury or sickness; please review schedule of benefits
• Discounted rates for dependent children
• Choice of 6 deductibles
• Maternity coverage after a 12-month waiting period
• Emergency medical evacuation
• Repatriation of remains
• Accidental death and dismemberment (AD&D)
• This plan can be renewed annually up to age 74 with no medical questions

State and Country Restrictions*

Reside Worldwide is available in all states in the US, except Florida. There are currently no country restrictions for this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Reside Worldwide is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Trip Insurance Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip.

Highlights and Benefits*

• Optional cancel for any reason coverage with RoundTrip Choice (must purchase the plan within 10 days of your initial trip deposit)
• Trip cancellation up to $30,000
• The plan will pay benefits for trip cancellation in the event of up to 12 approved scenarios
• Trip interruption
• Trip delay
• Missed connection
• Lost baggage and baggage delay
• Emergency medical expense up to $150,000
• Emergency medical evacuation/repatriation up to $1,000,000
• Common carrier accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Optional flight accident coverage
• Optional collision coverage for rental vehicles
• Lost passport assistance and embassy referral
• For trips up to 90 days

State and Country Restrictions*

RoundTrip is eligible in all US states. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

RoundTrip is underwritten by Nationwide Mutual Insurance Company and affiliated companies.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Economy Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Highlights and Benefits*

• Trip cancellation up to $20,000
• The plan will pay benefits for trip cancellation in the event of up to 9 approved scenarios
• Trip interruption
• Trip delay
• Missed connection
• Lost baggage and baggage delay
• Emergency medical expense up to $25,000
• Emergency medical evacuation/repatriation up to $250,000
• Common carrier accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Optional flight accident coverage
• Optional collision coverage for rental vehicles
• Lost passport assistance and embassy referral
• For trips up to 90 days

State and Country Restrictions*

RoundTrip Economy is eligible in all US states except Washington. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Sky Rescue Overview

Eligibility*

US citizens or foreign nationals who are under 65 and are traveling outside their home country are eligible under Sky Rescue.

Highlights and Benefits*

• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Lost passport assistance and embassy referral
• Emergency reunion
• Political evacuation
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• This plan can be renewed up to age 65

State and Country Restrictions*

Sky Rescue is available in all states in the US. There are currently no country restrictions for this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Sky Rescue is underwritten by Sirius International Insurance Corporation, which is rated A (Excellent) by the A.M. Best Company and A- by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

TravelGap® Multi-Trip Frequent Travel Plan Overview

Eligibility*

US citizens and legal residents under age 84, enrolled in a primary health insurance plan, and traveling within or outside of the US are eligible under TravelGap Multi-Trip.

Highlights and Benefits *

• Guaranteed issue policy—no medical questions to answer
• Issued up to age 84 (benefits are reduced after age 70)
• $50 per trip deductible with low rates
• Up to $250,000 policy maximum for international benefits (up to $25,000 policy maximum for US benefits)
• Emergency medical evacuation up to $500,000
• Pre-existing condition coverage—no waiting period
• Coverage for claims resulting from downhill skiing and scuba diving
• Bedside visit benefit
• Accidental death and dismemberment (AD&D) (Gold level only)
• Repatriation of mortal remains
• Covers each trip up to 70 days during a 12-month period
• Must currently have primary health insurance to purchase this plan
• Must purchase initial plan while within the US

State and Country Restrictions*

TravelGap Multi-Trip is available in all US states except: Maryland, Massachusetts, Minnesota, Montana, New Hampshire, North Carolina, Oregon, South Dakota and Vermont. The plan does not cover travel to or from the following countries: Cuba and N. Korea. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

TravelGap Multi-Trip is underwritten by HM Life Insurance Company and HM Life Insurance Company of New York, rated A- (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

TravelGap® Single Trip Overview

Eligibility*

US citizens and legal residents under age 75 for the Voyager plan and under age 85 for the Excursion plan, traveling outside of the US are eligible under TravelGap Single Trip. For the Excursion plan, you must have primary health insurance and purchase the plan within the US.

SPECIAL NOTE: 2 Plan Options*

TravelGap Single Trip offers 2 levels of coverage: Voyager and Excursion.

Highlights and Benefits: TravelGap Single Trip Voyager*

• Guaranteed issue policy—no medical questions to answer
• Issued up to age 74
• Up to $1,000,000 policy maximum
• Pre-existing condition coverage after a 6 month waiting period
• Emergency medical evacuation
• Coverage for claims resulting from downhill skiing and scuba diving
• Bedside visit benefit
• Accidental death and dismemberment (AD&D) up to $25,000
• Repatriation of mortal remains
• For trips up to 180 days

Highlights and Benefits: TravelGap Single Trip Excursion*

• Guaranteed issue policy—no medical questions to answer
• Issued up to age 84
• Up to $1,000,000 policy maximum
• Pre-existing condition coverage—no waiting period
• Emergency medical evacuation
• Coverage for claims resulting from downhill skiing and scuba diving
• Bedside visit benefit
• Accidental death and dismemberment (AD&D) up to $50,000
• Repatriation of mortal remains
• For trips up to 180 days
• Must currently have primary health insurance to purchase this plan
• Must purchase initial plan while within the US

State and Country Restrictions*

TravelGap Single Trip is available in all US states except: Maryland, Massachusetts, Minnesota, Montana, New Hampshire, North Carolina, Oregon, South Dakota and Vermont. The plan does not cover travel to or from the following countries: Cuba and N. Korea. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

TravelGap Single Trip is underwritten by HM Life Insurance Company and HM Life Insurance Company of New York, rated A- (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Trip Protector E-Saver Trip Insurance Overview

Eligibility*

US and Canadian legal residents under age 84 traveling outside of the US or at least 100 miles from home and are scheduled to spend at least 24 hours away from home are eligible under Trip Protector E-Saver. Children under 6 must be enrolled with a parent.

Highlights and Benefits*

• Trip cancellation
• Lost baggage
• Air flight accident benefits including accidental death and dismemberment (AD&D)
• Cash advances
• Legal referrals
• Lost ticket and passport assistance
• Emergency prescription refill
• Interpretation and translation services
• For trips up to 1 year

State and Country Restrictions*

Trip Protector E-Saver is available in all states in the US. The plan does not cover travel to or from the following countries: Cuba and N. Korea. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Insurer*

Trip Protector E-Saver is insured by Stonebridge Casualty Insurance Company, rated A- (Excellent) by A.M. Best Company.

*Questions about what you see here? Please review the online brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.