Travel News and Advice

Going to the Dang Airport???

insuranceservicesofamerica@gmail.com (ISA Brokers) — Mon, 29 Jun 2009 21:07:00 +0000

Last week The Independent newspaper in London released its list of the weirdest airport names. Among my favorites:

Batman Airport, Turkey
Useless Loop Airport, Australia
Moron Airport, Spain
Eek Airport, USA
Pickle Lake Airport, Canada
Deadhorse Airport, USA
Dang Airport, Nepal
Mafia Airport, Tanzania
Asbestos Hill Airport, Canada
Deception Airport, Canada
Rifle Airport. USA
Danger Bay Airport, USA

Even if your travel plans do not include Danger Bay or Mafia airports, you still shouldn’t fly without adequate

Travel Medical Insurance!

Call your friends at Insurance Services of America to help find an affordable, comprehensive plan to suite your travel needs.

800.647.4589

"Ancient Chinese Secret, huh?"

insuranceservicesofamerica@gmail.com (ISA Brokers) — Thu, 25 Jun 2009 18:10:00 +0000

The Department of State has issued a strong warning against travel to China, and has recommended that all travelers purchase Trip insurance.

Current quarantine measures in China include placing arriving passengers who exhibit fever or flu-like symptoms into seven-day quarantine. Although the proportion of arriving Americans being quarantined remains low, the random nature of the selection process increases the uncertainty surrounding travel to China. The selection process focuses on those sitting in close proximity to another traveler exhibiting fever or flu-like symptoms or on those displaying an elevated temperature if arriving from an area where outbreaks of 2009-H1N1 have occurred.

We have reports of passengers arriving from areas where outbreaks have occurred (including the U.S. and Mexico) being placed in precautionary quarantine simply because they registered slightly elevated temperatures.In some instances, children have been separated from their parents because either the parent or the child tested positive for 2009-H1N1 and was placed in quarantine for treatment. This situation presents the possibility of Chinese medical personnel administering medications to minors without first having consulted their parents.

The Department of State has received reports about unsuitable quarantine conditions, including the unavailability of suitable drinking water and food, unsanitary conditions, and the inability to communicate with others.Travelers to China are reminded that all foreign travelers, including U.S. citizens, are obliged to follow local procedures regarding quarantines and any other public health-related measures. The U.S. Embassy will be unable to influence the duration of stay in quarantine for affected travelers. The Chinese government will not compensate people for lost travel expenses.

Travelers to China are urged to consider purchasing Travel insurance to protect against losses in the event they are quarantined.

For more information on U.S. Government policy during a pandemic, and for travel safety information, please see the State Department’s “Pandemic/Avian Influenza” and “Remain in Country” fact sheets on http://www.travel.state.gov/. Further information about 2009-H1N1 Influenza, including steps you can take to stay healthy, can be found at the U.S. Centers for Disease Control website at http://www.cdc.gov/h1n1flu/, the U.S. Government pandemic influenza website at http://www.pandemicflu.gov/, and the World Health Organization website at http://www.who.int/csr/disease/swineflu/en/index.html.

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It doesn't matter if you are traveling to China or Chattanooga, you should never leave home without adequate Travel Insurance.

Call the experts at Insurance Services of America to find the right plan for you without costing a bunch of Renminbi....

800.647.4589

Save Money this Summer!

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 05 Jun 2009 18:06:00 +0000

Some travelers believe they only need trip insurance when flying or leaving the country. However in today's economy, more and more people are taking their vacations closer to home.

Even on a road trip, things can still go wrong. Uninsured travelers or travelers with limited coverage could end up with more than they bargained for if they become sick or injured while vacationing.

Insurance Services of America offers travel insurance for people who are hitting the road. By using our zero cost trip option, travelers can take advantage of such benefits as rental car coverage, identity theft protection, medical or dental expenses, loss of personal effects, and MUCH more, at a very affordable rate.
Heck, they'll even secure your tee time and dining reservations!

And since we're all about helping you save money, here is today's frugal travel tip:

Many national parks are going to waive their entrance fee when you visit them during certain weekends this summer.

The weekends that you’ll want to mark on your calendar are:
1. June 20-21, 2009 (Father’s Day weekend)
2. July 18-19, 2009
3. August 15-16, 2009

Just a few of the national parks that are included: Grand Canyon (Arizona), Bryce and Zion (Utah), Yosemite (California), Haleakala (Hawaii), Yellowstone (Montana/Wyoming), Glacier (Montana), Grand Teton (Wyoming), and Acadia (Maine).

For a complete list of the parks, go to the National parks website.

Whether your travel plans include going overseas, or staying close to home,

Insurance Services of America has a plan for you.

Give us a call at 800-647-4589.

Our experts will help you find the coverage you need at a price you can live with.

Ready for the Western Hemisphere Travel Initiative?

insuranceservicesofamerica@gmail.com (ISA Brokers) — Tue, 19 May 2009 21:34:00 +0000

Have you heard of the Western Hemisphere Travel Initiative? There are some new government rules for American’s traveling to Canada, Mexico, and the Caribbean on June 1, 2009.

Basically, for travel to those regions, almost everyone will need a passport or passport card.

However, there are three main exemptions. The first is for children under 16, who will still only need to present an original or certified copy of their birth certificate.
In addition, children ages 16 or 17 traveling with a group under adult supervision will only need a birth certificate. However, for parents who can afford it, a passport is not a bad idea; you could still run into some problems if for any reason the child is delayed or separated from the group, or needs to return early.
The other exception is for “closed-loop” cruises from the United States. A closed loop cruise is a cruise that returns to its original departure point.

Tour Operator Disappears Along with Trip Insurance

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 15 May 2009 20:54:00 +0000

This morning I came across an unfortunate story out of Austin TX.

It seems a group of high school students had planned a trip to France with their class. The kids worked after school jobs to pay for their trip, and even purchased the trip insurance. However now, the tour group they utilized has suddenly gone bankrupt. Their website has been taken down, and they have seemingly disappeared.

Good thing they had trip insurance, right?

Not exactly. Because the students purchased their trip insurance from the tour operator, their trip insurance is gone too. The article went on to quote a representative from a different tour company, who said it is always a good idea to buy trip insurance from a third party .

Before you book your next vacation, call the experts at Insurance Services of America to find the right trip insurance plan for you. We offer low cost, comprehensive trip insurance policies that will protect you in case your carrier or tour operator defaults.

After all, if you had just spent 3 years saving for a vacation, you'd want to protect your investment, right?

TSA issuing new rules for air travel

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 13 May 2009 17:16:00 +0000

Security changes at airports could affect whether you can get on a plane starting next week.

By May 15th, 2009, the TSA will require your full name, first, middle and last on your ticket.

Until now, only your first and last name got you on a plane, but come May 15, the name on your reservation must exactly match the name on your driver's license or passport.

"Everything has to match," said Bethanne Harrison-Brown of The Travel Authority. "If it doesn't match, if it's not in there, you cannot check in. You will be denied."

According to the TSA, the new rules were being phased in gradually. On their website, the TSA says minor discrepancies, such as the boarding pass missing the passenger's middle name or only using the middle initial, would not cause a problem over the past few months. However, any travel that passengers book from May 15th on should be an exact match.

The new rules apply to domestic flights only, although the TSA indicates that the rules are being gradually introduced, since many travelers in the coming weeks may not have known about the new requirements. Passengers on international flights will be required to comply later in the year.

Also, by August 15, you'll be required to give the airline your date of birth and your gender. In order to cash in on frequent flier miles, the name you use on them has to be the same as the one on your ticket. It's a big paperwork hassle, say many travelers, but they say it's the world they're used to living in.

Feel like you're forgetting something? Use this handy dandy checklist!

a Print any airline itineraries or hotel confirmations. This will allow you to confirm your travel details and will serve as documentation should any problems arise.

a If you are going on vacation, research your destination and make a loose itinerary of sites you want to see. If traveling for business, it is still a good idea to familiarize yourself with the area you are traveling to.

a Check the Weather Forecast for your destination so that you pack appropriate clothing and raingear.

aAttach an identification card to your luggage with your contact information. If your luggage is in a popular style, tie a colorful ribbon or bandana around the handle so you can distinguish your bags from those of other travelers.

aIf you are traveling for a special event (such as a wedding) or plan on visiting a special location (a fancy restaurant or a house of worship), find out what level of dress is appropriate for the event or location and pack appropriately.

aVisit the bank to obtain any cash, traveler's checks or foreign currency you may need for your trip.

a Refill any prescription drugs and purchase and over-the counter medications you will need during your trip.

aCall your bank and credit card companies and let them know you will be out of town. If they see activity on your credit/debit card in another city or country, they may think it has been stolen and cut off access your card. Tell them where you are going and how long you are staying.

aBuy TRIP INSURANCE!

This Little Piggy Went To Mexico...

insuranceservicesofamerica@gmail.com (ISA Brokers) — Tue, 28 Apr 2009 19:14:00 +0000

Travel season is upon us. Churches are preparing for mission trips, Summer is just around the corner, it's the start of the honeymoon season and Mexico is one of the most popular destinations for newlyweds. Although the outbreak situation in Mexico calls for caution, not alarm, it has greatly impacted the travel industry and vacationers everywhere.

It is important to prepare instead of panic.

(Remember SARS, Mad cow, or bird flu?)

The CDC reports that each year, approximately 36,000 people die from Influenza, and not the Swine variety.

So what are the symptoms of Swine Flu?

· Fever (greater than 100°F or 37.8°C)
· Sore throat
· Cough
· Stuffy nose
· Chills
· Headache and body aches
· Fatigue

There are everyday actions people can take to stay healthy.
· Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
· Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol-based hands cleaners are also effective.
· Avoid touching your eyes, nose or mouth. Germs spread that way.

Still planning your trip? Remember to purchase your Trip insurance within 10 days of making your travel arrangements and you can take advantage of our Cancel for Any Reason benefit.

Already booked your trip? A Travel Medical plan from Insurance Services of America will cover you in the event of any illness, including emergency medical evacuation, if needed.

Don't let fear keep you from completing your travel plans. Know the facts, wash your hands, and buy Travel Medical insurance.

It's a dirty world...

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 24 Apr 2009 16:44:00 +0000

Did you know...Hygiene comes from the name Hygeia, the Greek goddess of health and cleanliness

For Foreign Nationals visiting the United States, our International Travel Medical Plans use the Hygeia Network.

For U.S. Citizens traveling outside the United States, there is NO network!

The human body is home to some 1,000 species of bacteria. There are more germs on your body than people in the United States.

Ewwww. What a yucky thought! I guess that is why so many people get sick when traveling overseas.
Another reason why you should ALWAYS invest in Travel Medical Insurance!

Monks of the Jain Dharma (a minority religion in India) are forbidden to bathe any part of their bodies besides the hands and feet, believing the act of bathing might jeopardize the lives of millions of microorganisms.

I guess it's a good thing they're monks.

Ancient Egyptians and Aztecs rubbed urine on their skin to treat cuts and burns. A key chemical in urine is known to kill fungi and bacteria.

A Travel Medical plan from Insurance Services of America will cover the necessary expenses to transport you to the nearest medical facility qualified to treat you

~ not with urine, we promise…

Excrement dumped out of windows into the streets in 18th-century London contaminated the city's water supply and forced locals to drink Gin instead.

Perhaps this is why they say “Don’t drink the water” !

TV kills! University of Arizona researchers determined that television remotes are the worst carriers of bacteria in hospital rooms, worse even than toilet handles. Remotes spread antibiotic-resistant Staphylococcus, which contributes to the 90,000 annual deaths from infection acquired in hospitals.

And I don’t even want to THINK about the remote controls in hotel rooms!!!

It is now believed President James Garfield died not from the bullet fired by Charles Guiteau but because the medical team treated the president with manure-stained hands, causing a severe infection that killed him three months later.

And you thought Urine was gross!!!

Let the experts at Insurance Services of America protect your health and investment with a quality Travel Medical Plan.

It’s a dirty World out there, but don’t let the fear of illness or injury keep you from exploring it!

Useless But Interresting Facts About Travel:

insuranceservicesofamerica@gmail.com (ISA Brokers) — Thu, 02 Apr 2009 18:20:00 +0000

On average, Americans spend five times more of their time in their cars than they do on vacation.

Approximately 20% of Americans have a passport.

The city of Las Vegas has the most hotel rooms in the world.

One American in four has yet to ride in an airplane. As for the three out of four who have, most have flown several times.

For every person who prefers an aisle seat, there are three who prefer windows.

While the average cost of air travel is about $60 per hour, using an air-phone during that plane trip can cost as much as $160 per hour.

Statistically, traveling by air is the safest means of transportation.

Atlanta's Hartsfield Airport handles more than 73 million passengers a year, making it the busiest airport in the world.

Ten percent of frequent fliers say they never check their luggage when flying.

The tail section of an airplane gives the bumpiest ride.

Odds that you'll be killed by a plane falling from the sky: one in 25 million. Odds that it will happen today: 1 in 7 trillion.

A Houston-area travel agency, offers an all-nude flight to Cancun Mexico. Once the plane reaches cruising altitude, you are allowed to take off all your clothes and roam about the cabin.

44% of hotels allow pets in their rooms

78% of cats never travel with their owners

The airplane Buddy Holly died in was called the “American Pie”

American Airlines saved $40,000 in 1987 by eliminating one olive from each salad served in first class.

The world's first passenger train made its debut in England in 1825.

A Boeing 747's wingspan is longer than the Wright brother's first flight.

The largest plane in the world is the Russian An-225 Cossack. It has a length of 275 feet 7 inches, a wing span of 290 feet, and maximum takeoff weight of 1,322,770 pounds

The automatic pilot in the movie “Airplane” was named OTTO

TWA was the first airline to introduce regular in flight movies starting with By Love Possessed in the first class section during a scheduled internal flight from New York to Los Angeles on 19th July 1961.

Insurance Services of America has been featured in American Airlines magazine “American Way”

How old is this plane?

insuranceservicesofamerica@gmail.com (ISA Brokers) — Mon, 16 Mar 2009 18:34:00 +0000

You've thought of everything. Laptop, snacks, magazines, mp3 player... Everything you need for an enjoyable airplane ride. But have you considered the things that could go wrong?

I know, I know, you don't want to think about that kind of stuff, who does? Especially when you are about to go on vacation.

Thankfully, your friends at Insurance Services of America have thought of it for you, so you can just sit back and enjoy your trip.

A Trip Insurance plan from insurance Services of America will protect your vacation investment in case you get sick or injured, and help out if your airline is delayed, or loses your luggage, or even goes bankrupt. If you have to cancel or delay your trip, a trip insurance plan from ISA will cover those non-refundable expenses. We'll even cover your medical care and emergency evacuation, and help you find appropriate hospitals and doctors when you travel abroad.

So go ahead, relax and enjoy your trip. Once you've purchased your Trip Insurance plan from ISA, you can rest easy knowing that you, your family, and your travel investment are covered.

800-647-4589

How I spent my Spring Break...

insuranceservicesofamerica@gmail.com (ISA Brokers) — Thu, 12 Mar 2009 16:24:00 +0000

Dear Mom and Dad,

Spring Break is a blast, wish you were here. The ocean is just beautiful, and the water is so clear you can almost see the jellyfish before they sting you. Boy those little suckers really hurt! I think I might remember where I left my wallet, too. I sure hope so, cause for the past few days I have been existing on a diet of Chicklets that I purchased from one of the roadside natives here. I tell ya, people can be very friendly to tourists. Just yesterday, some people told me to take a hike. I thought that was very nice of them to suggest recreational activities. Unfortunately, since the airline lost one of my bags on the way down here, I didn't have my hiking boots, and when that lizard bit my ankle, it hurt almost as bad as subsequently falling down that hill.

Thankfully, my friends were able to assemble a makeshift stretcher to help me get back to the main road, and boy were we ever relieved when that nice man in the truck came by to give us a ride to the clinic. At least, I think it was a clinic. I mean, there were cots there with a bunch of sick people laying on them, and I really think that if we had waited just a little longer, someone would have assisted us eventually. I'm really not sure. I was kind of beginning to pass out from the pain and none of the people dressed like nurses spoke English. My buddy had his translation dictionary with him, and although he tried to get help, it seems the clinic wouldn't treat me unless I paid them first. Unfortunately, they did not accept Chicklets.

Don't worry about me though, my foot is still black but I am beginning to get the feeling back in my toes which is certainly a good thing when you're sleeping outdoors. There are some crazy insects around here! I sure wish the hotel wouldn't have lost my reservation.

You know what mom and dad? I've been thinking about how you told me to get Trip Insurance from insurance Services of America. I guess I didn't think I would need it, but it sure would have been nice to have someone who could have gotten me a new hotel room, or some emergency cash when I lost my wallet, or bought me some new boots, or paid the clinic so they would treat me and get me back home safely. Just like you would have done yourself if you were here. For under 2 bucks a day, a travel medical plan could have protected me and given you peace of mind, too. But don't worry about me, mom and dad! I think I might be coming home soon. I found a company that does medical evacuations, and although it is a bit costly, at least I'll be safe. And I promise, I will totally pay you back the Fifty Thousand Dollars just as soon as I can.

See you guys soon,

Your Son.

What are you Doing?

insuranceservicesofamerica@gmail.com (ISA Brokers) — Thu, 05 Mar 2009 17:06:00 +0000

I admit, I am addicted to Twitter.

Someone recently asked me what one does on Twitter, and all I could say was,
"I don't know, you just check in..."

Maybe the beauty of Twitter is it's simplicity. You log on, learn what someone is making for breakfast, get a tip on how to calm your baby's cough, and leave a tid bit of your own. In today's fast paced world, sometimes it is just nice to slow down and throw a thought out into the cosmos. I personally enjoy seeing what the celebrities are doing. Jimmy Kimmel Twitters while taping his show, and even takes questions from fellow Twitterers to ask his guests. Recently, a guest at an Academy Awards party was Twittering pictures from the shindig. While at the edge of my computer seat, I watched what major Hollywood A-listers were eating, wearing, and doing, and
it.
was.
Awesome.

Mostly, I enjoy following fellow travel enthusiasts like myself. I discover groups with similar interests, and always pick up some useful tips. Check us out on Twitter!

Just don't forget to continue reading my blog, too!

Stay healthy when you’re traveling

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 28 Jan 2009 22:31:00 +0000

I came across a very informative article yesterday about some common illnesses that can occur while traveling overseas, and their symptoms. Just thinking about some of these creepy crawlies reminds me why one should NEVER travel without travel medical insurance.

Check out the list below, learn the warning signs, and call the experts at Insurance Services of America before you take your next trip. You might get more than you bargained for, such as:

Malaria
What it is: A potentially fatal disease caused by a parasite, usually transmitted by a bite from an infected mosquito. Chills and headaches are just two of its milder symptoms.

Where it’s found: Large areas of Central and South America, the Dominican Republic and Haiti, parts of Africa, Asia, Eastern Europe, and the South Pacific.

How to avoid it: Ask your doctor to prescribe the appropriate prophylaxis before traveling — usually mefloquine or chloroquine, depending where you’re going. And take measures to prevent mosquito bites, like wearing long sleeves and pants and protecting your skin with a repellent containing DEET.

Giardiasis
What it is: An intestinal parasite that causes gastroenteritis, it’s usually contracted by travelers by consuming contaminated water or food. And don’t just blame street food — hikers and backpackers have picked up this awful bug in wilderness areas worldwide.

Where it’s found: Everywhere.

How to avoid it: Stick to bottled or boiled water and be wary of uncooked vegetables.

Hepatitis
What it is: This virus rears its ugly head in many forms, but hepatitis A is the one most travelers should be concerned with. It can be transmitted through contaminated water or uncooked foods, resulting in either a mild illness or a debilitating, months-long disease that includes fever and nausea.

Where it’s found: High-risk areas include most of the developing world — although outbreaks have been known to occur even in parts of the U.S.

How to avoid it: Hepatitis A vaccine and immune globulin are very effective in prevention, so it’s a good idea to be up-to-date on shots. Otherwise, follow the basic rules of consuming clean food and water.

Montezuma’s Revenge
What it is: Most of us know all too well.

Where it’s found: Everywhere — though high-risk areas include parts of Asia, the Middle East, Africa, and Central and South America.

How to avoid it: Watch what you eat and drink — stick to bottled or boiled drinks and avoid raw foods. However, that may not be enough: Up to 50% of travelers to high-risk areas will develop a problem over the course of a week or two, according to the CDC. Taking Pepto-Bismol as a preventive measure can also help.

Yellow Fever
What it is: A viral disease transmitted through mosquito bites that can result in everything from an influenza-like syndrome to severe hepatitis and fever.

Where it’s found: Sub-Saharan Africa and tropical South America.

How to avoid it: Yellow fever vaccine is effective and relatively safe. Otherwise, follow the rules of avoiding mosquito bites: wear long pants and long sleeves and use repellents containing DEET.
Note: Some countries require proof of vaccination depending on age and where you’re coming from.

Dengue
What it is: A viral disease transmitted by a bite from an infected mosquito that can cause severe flu-like illness.

Where it’s found: South Pacific, Asia, the Caribbean, the Americas, and Africa.

How to avoid it: There’s no vaccine. Follow the rules of avoiding mosquito bites: wearing long pants and long sleeves and using repellents containing DEET.

Typhoid
What it is: A bacterial illness spread by drinking or eating contaminated products. The resulting fever is potentially life-threatening.

Where it’s found: High-risk areas include South Asia and developing countries in Asia, Africa, the Caribbean, and Central and South America.

How to avoid it: There is a vaccine for typhoid, and the CDC recommends it for travelers going to areas where there is a recognized risk of exposure. However, the Centers also warn that it’s not a substitute for careful food and drink selections.

Chikungunya
What it is: A viral disease transmitted by mosquito bites that can cause debilitating fever, headache, and worse. First isolated in the 1950s, it has been spreading rapidly of late.

Where it’s found: The first instances were discovered on the island of Réunion. But it has since been showing up in areas of Africa and Asia and even in a limited area of Europe.
How to avoid it: There’s no vaccine, so take precautions to avoid mosquito bites.

Lyme Disease
What it is: A disease caused by bacteria from infected tick bites that can cause fever, headaches, rashes, and worse.

Where it’s found: This one hits close to home, since infected ticks are found in the northeastern, north central, and Pacific coastal regions of North America. They also inhabit the temperate, forested regions of Europe and Asia.

How to avoid it: If you can’t avoid spots where ticks live, use repellents, which can reduce the risk. Check your skin and hair for ticks each day.

Norovirus
What it is: A virus spread through inadequately treated food or water that can cause acute gastroenteritis. The CDC attributes an estimated 23 million illnesses each year in the U.S. to norovirus.

Where it’s found: Throughout the world. Outbreaks aboard cruise ships have received lots of publicity, but because it’s easily spread, norovirus can appear anywhere where there are lots of people in close quarters.

How to avoid it: Avoidance can be tough, since norovirus is common and easily transmittable. Keep your hands washed and try to avoid “ready-to-eat” cold foods and raw shellfish.

You just never know what can happen when you travel. Even if you are perfectly healthy, one unexpected run-in with a renegade mosquito and you could find yourself in need of a medical evacuation. Let the experts at Insurance Services of America show you how affordable it can be to protect your health and your investment when traveling.

800.647.4589

Insurance Services of America

Dash Away Through TSA this Holiday Travel Season

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 12 Dec 2008 19:37:00 +0000

One can only imagine the crowds that are to be expected at the airports this Christmas. Take a tip from the Transportation Security Administration to help speed up those lines at the security checkpoint.

************************************************************************************
• Do not gift-wrap carryon items. Security officers are required to remove the wrapping paper. Wrapped gifts should be packed in your checked bags, according to TSA spokesman Christopher White.

• Do not bring remote-controlled toys as carry-on luggage. "Unfortunately in this world we live in, terrorists have an interest in using remote-controlled detonators," White said. You can put them in checked bags.

• Pies (and other food, such as gingerbread, cookies and the like) are permitted as carry-on items. "It doesn't matter the consistency, though we may perform some additional scrutiny on the passenger or the plate," White said.

• Jams and jellies are considered gels and are therefore subject to the 3-1-1 rules if brought as carry-on items: They must be in containers no bigger than 3 ounces, and they must all fit in one one-quart clear zip-top plastic bag. (Otherwise, wrap them carefully to prevent breakage, and put them with your checked bags.)

Here's one item for your carry on that won't slow you down at the security checkpoint:

Your Travel Medical Insurance card from Insurance Services of America.

Get a free quote, apply online, and print out your policy and ID card instantly.

Jellyfish Alert: Honolulu Waikiki Beach Closed

insuranceservicesofamerica@gmail.com (ISA Brokers) — Mon, 24 Nov 2008 19:43:00 +0000

Even though Summer is winding down, it seems the Jellyfish are in their prime season.
Check out this recent article form our friends at Tripso:

Some 2,300 jellyfish were estimated at Waikiki beaches on Saturday and another 1,000 at Ala Moana shores, according to local reports. More than 20 stings have been reported, and ambulances responded to two incidents.

Waikiki lifeguards said they were closing the beach because of an infestation of the dreaded box jellyfish. Experts say a sting from a box jellyfish or other venomous types can be deadly.
Jellyfish are free swimming, non aggressive, gelatinous marine animals surrounded by tentacles. These tentacles are covered with sacs that are filled with poison that can cause a painful to sometimes life-threatening sting. The marine animals included in the “family” are jellyfish, box jellyfish Portuguese man-of-war, hydroids, anemones, and fire coral.

Symptoms from a jellyfish sting include:

intense, stinging pain, itching, rash, and raised welts,
nausea, vomiting, diarrhea, lymph node swelling, abdominal pain, numbness/tingling, and muscle spasms, and severe reactions can cause difficulty breathing, coma, and death.

If you’re stung by a jellyfish, any kind of jellyfish, see a physician:

if you have difficulty breathing, swallowing, chest pain, or intense pain at the site of the sting,
if you have been stung in the mouth or have had tentacles in your mouth and are having voice changes, difficulty swallowing, or any swelling of the tongue or lips,
if the sting happened to someone who is very young or old,
if the sting involves a large area of the body, the face, or genitals,
if you continue to have itching, redness, pain, or swelling of the skin around the sting, or
if it has been longer than 10 years since your last tetanus shot.

If you are stung by a box jellyfish, seek medical help immediately. While you are waiting for medical help:

Flood the area with vinegar until medical help is available and keep as still as possible. If you are not close to medical care, soak the area and tentacles for 10 minutes or more, before attempting to remove them using gloves or forceps. If the sting is on the arms or legs, you can place a pressure dressing around the sting. Be careful that you do not stop blood flow - the fingers and toes should always stay pink. This will help to slow down the spread of the toxin.
Jellyfish stings are a common health hazard for beach vacationers. All jellyfish stings should be treated immediately. By the way, the “home remedy” of treating jellyfish stings with urine doesn’t really work.

Most jellyfish stings are harmless yet extremely painful. Some, however, like the box jellyfish found in Australia, and this past week in Hawaii, can be deadly. Of course, if you’re in an area prone to jellyfish in the water, you must be alert. If there are reports of jellyfish in the water, swim elsewhere.

Jellyfish are just another example of how not having adequate Travel Medical Insurance coverage can really ruin a vacation. Whether you require treatment for a painful sting, or a medical evacuation for a life threatening one, Insurance Services of America has got you covered.

Call one of our agents today and tell us about your travel plans. We'll find an affordable comprehensive plan with rates that won't sting you.

Cruise Value Center Customers Left Suddenly Adrift

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 12 Nov 2008 20:06:00 +0000

One of the largest online cruise suppliers in the United States has folded, and given us another reason why you should always invest in trip insurance, and only through a reputable insurance company. I am always talking about how you should never purchase your travel insurance form a tour operator or travel agent, and here is yet another reason why:

The 14-year-old cruise retailer Cruise Value Center has shut down abruptly. It appears they have literally closed their doors, and walked away. Over the last few days, worried clients of Cruise Value Center have come to realize their ship has sailed along with their travel dollars. The links on their website no longer work, either, and although the site is still up, it's basically inoperable. Cruise Week's Special Edition today notes insider reports saying as much as $3 million dollars in customers' money never made it to the cruise lines!

You're probably thinking "I hope those people were smart enough to buy trip insurance to cover that." Guess what. They thought they were smart enough. But now there are reports that an additional $1.5 million dollars in customers' insurance payments never made it to the insurer, either! The insurer for Cruise Value Center has sent out a letter to over 1500 customers, explaining that their policies, believed to be in force by the consumer, were actually null and void, and cancelled for non-payment by the online cruise company. It's too soon to know all the details, but early indications are Cruise Value Center took these peoples' money and has now left them with no vacations, no money refunded, and no recourse other than through the judicial system. Keep in mind; this was one of the largest online cruise suppliers in the US.

If you purchase trip insurance from your travel agent our tour operator, and that travel agent or tour operator goes belly-up, naturally your coverage does too, but when you do business with a reputable agency like Insurance Services of America, you can be assured that you are dealing with honest, trustworthy folks who have been providing quality service for over 38 years.
Let the experts at Insurance Services of America show you how easy and affordable it can be to protect yourself and your investment if your tour operator should happen to sink.

Smooth Sailing… from your friends at Insurance Services of America

Tips for Saving Money This Holiday Travel Season

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 15 Oct 2008 19:12:00 +0000

With today’s tough economy your Holiday travel plans might be changing. Although you’ve probably found that ticket prices for Thanksgiving or Christmas travel are significantly higher than last year, it’s not too late to find a reasonable fare. Over the next few weeks, I will be providing tips on how to save a little cash during these times, without putting a damper on your holiday cheer.

1. Avoid flying on the busiest days:

Holiday ticket prices are 25 percent higher than they were in 2007, with the average price for a Wednesday-to-Sunday itinerary a whopping $460 round-trip.Merely delaying your return until Monday could save you $80 on average, and you’d save an additional $63 by waiting to fly home until Tuesday. For Christmas travel: Avoid departing on Saturday, Dec. 20, or returning on Sunday, Dec. 28, and you could save $25-$40 per ticket.

2. Drive to (or from) an alternate airport:

For example: There are 10 percent fewer seats this November on flights from Gainesville, Fla., compared with last November. And, not surprisingly, the fare on a sample peak trip to Phoenix for Thanksgiving weekend is a sky-high $572 round-trip. An alternate approach would be to drive to a nearby airport. The fare from Jacksonville to Phoenix is just $466, and from Orlando it’s only $351. Just be sure to factor in the cost of gas, tolls and parking so you’re not squandering all of your savings on the road.

3. Watch carefully for price drops:

Fares during the holidays tend to be more unpredictable than at other times of the year, with price reductions of $15 or more happening 50 percent more often. So it’s a good idea to watch the fares daily and buy your tickets during one of these decreases, when it’s possible to save $100 or more per person.

Since airlines typically release only a few seats at the lowest prices at a time, book quickly if you see that a fare drop is taking place. That will help ensure that you’re not shut out by other travelers who are also trying to snatch up that low fare before the price goes up again.

4. Don’t wait too long before booking:

The trick with booking holiday travel is to wait long enough that you can enjoy the treat of price drops — but not so long that seats at the lowest fares are sold out. Bottom line: If you haven’t bought your Thanksgiving ticket yet, now’s the time to start watching for price drops; book your trip as soon as you feel comfortable with the fare, even if it’s higher than last year.

5. Plan for the unexpected:

Getting sick or injured while away from home can be financially devastating. Travel Medical Insurance is a small price to pay when you consider the costs of a medical evacuation. Trip insurance can reimburse you if your bags are lost, or if your flight gets delayed or cancelled. Cancelled flights and congested Holiday travel could leave you stranded. Let the experts at Insurance Services of America help you safeguard your Holiday Travel plans at a price that won’t leave you saying “Bah Humbug.”

INSURANCE SERVICES OF AMERICA

800.647.4589

For 38 years, SERVICE is our middle name.

Airlines announce plans to cut flights

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 24 Sep 2008 17:49:00 +0000

The airlines have given us yet another reason why you should never travel without trip insurance. Below is a list of popular carriers and the percentage of flights they are planning to cancel this season.

AirTran Airways: Plans for capacity to fall 7 percent to 8 percent between September and December.
Alaska Airlines: Its parent company has said the carrier’s fourth-quarter mainline capacity will be cut by 5 percent compared with 2007.
American Airlines: Plans to cut its U.S. flying by up to 12 percent after the busy summer travel season ends.
Continental Airlines: Its plans include reducing flights in the U.S. this fall by about 10 percent.
Delta Air Lines: It has said it intends to cut domestic capacity by 13 percent during the second half of the year. A spokeswoman said a good portion of that would come during the fall.
JetBlue Airways: It has said it expects September capacity to be down 10 percent and does not expect to grow next year.
Northwest Airlines: It is planning to cut fourth-quarter consolidated domestic capacity by 7 percent to 8 percent.
United Airlines: Fourth-quarter mainline domestic capacity will shrink 16 percent compared with the previous year.US Airways: It will reduce capacity 6 percent to 8 percent on domestic flights in the fourth quarter.
Source: The Associated Press

Insurance Services of America has a policy to fit any traveler's needs and budget. They even include travel assistance benefits so if you get stuck, we'll get you on a different flight. Save yourself the headache and hassle. Call the pros at Insurance Services of America when planning your next trip!

INSURANCE SERVICES OF AMERICA
800-647-4589
SERVICE
is our middle name!

British Travel Company Collapses:

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 12 Sep 2008 17:53:00 +0000

September 12, 2008. British Travel Company Collapses

SOURCE:Air Security International

Spokesmen at XL Leisure Group Plc announced the company has gone into administration on 12 September 2008, stranding thousands of travelers around the world. British Civil Aviation Administration officials stated that approximately 89,000 travelers who used the XL airline and travel agency will need to make other travel arrangements as the company will be unable to continue operating. An announcement on the XL Website cited rising fuel costs and a slowing economy as reasons for the financial collapse. XL Airways officials announced that all scheduled flights have been canceled and the company's aircraft will be unable to operate. TUI Travel Plc, a rival tour company based in Europe, announced that the firm will try to assist stranded travelers with making alternate travel plans.

Insurance Services of America policyholders: if you had a flight booked with an XL Airline, be sure to call the 24 hour travel assistance number on your ID card. Representatives are standing by to provide you with the astonishing travel assistance services outlined in your policy, such as book you on a different flight, get you a hotel room, emergency cash, and more.

You just never know what might happen while you travel; that's why you shouldn't leave home without adequate coverage. Call the experts at Insurance Services of America when you plan your next trip and see how affordable peace of mind can be.

800.647.4589

Insurance Services of America:

SERVICE

is our middle name!

Fish to the face? Yeah, we cover that, too...

insuranceservicesofamerica@gmail.com (ISA Brokers) — Mon, 08 Sep 2008 17:46:00 +0000

So you're getting ready to take your trip, and you might be thinking you don't need trip insurance. It's a short trip, you're in good health, what's the worst that could happen?

Well, that's what trip insurance is for; to cover those unforeseen occurrences. The stuff you never thought would happen. Take for example, the story of Seth Russel, courtesy of the Associated Press:

LITTLE ROCK, Arkansas - A teenager's jaw was broken when a fish flew from the lake where he was riding in an inner tube and smacked him in the face.
Seth Russell, 15, was cruising Lake Chicot in Arkansas on a large inner tube towed by a boat when a Silver Asian carp leaped from the water and hit him in the face. Seth was knocked unconscious.
"He doesn't remember anything at all," the boy's mother, Linda Russell, said last week. "He was laughing, and the next thing he remembers, he is waking in a hospital."

The teen has had oral surgery to wire several teeth together and still experiences back pain that doctors attribute to whiplash from the high-speed collision, his mother said.

Don't let a fish to the face ruin your vacation. Call the trip insurance experts at Insurance Services of America help you select an affordable plan to cover those 'What's-the-worst-that-could-happen" moments...

800.647.4587

Service is our middle name, And THAT'S no fish story.

WHEN IT COMES TO AIRLINES CHARGING FOR THINGS THAT WERE ONCE FREE, THE SKY'S THE LIMIT!

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 20 Aug 2008 22:20:00 +0000

Airlines are now charging for extra bags, blankets and pillows, even to redeem your frequent flier miles!
Below is a list of popular carriers and what they will be charging for and what will still be complimentary.

(Hint: Bring your wallet or bring your own snacks!)

American
Drinks: Free soda, juice, water, coffee and tea; beer, wine and cocktails are $6.
Snacks: Nuts, cookies, or cheese and crackers on flights of two hours or more are $3 or $4; chips are offered after 10 a.m. for $3.
Meals: Light meals — like a turkey bagel sandwich, Italian wrap or turkey-and-cheese ciabatta sandwich — are available for $6 on flights of three hours or longer. Boar’s Head sandwiches with chips are $10 on flights to and from Hawaii and on transcontinental flights.
Mealtimes: No specific times.

Continental
Drinks: Free soda, juice, water, coffee and tea; for beer, wine and cocktails, $5.
Snacks: Free peanuts or pretzels, after 10 a.m., on one-to-two-hour flights.
Meals: Free on flights of two hours or more, including a muffin for breakfast, turkey sandwich with carrot sticks or chips and candy for lunch, or a meatloaf sandwich, a salad and sweets for dinner.
Mealtimes: Breakfast, 7 to 9 a.m.; lunch, 11 a.m. to 1 p.m.; dinner, 5 to 7 p.m.

Delta
Drinks: Free soda, juice, water, coffee and tea; $3 for Vitaminwater; $7 for alcoholic beverages, including margaritas and pomegranate martinis.
Snacks: Free peanuts, cookies or peanut butter crackers. Chocolate bars, potato chips and other snacks are available for $2 or $3 on flights of an hour and a half to two hours.
Meals: From $4 on flights of more than two hours, including a strawberry cream cheese crepe ($4), mushroom pea orzo ($8), and grilled shrimp Caesar salad ($10).
Mealtimes: 5 a.m. to 8 p.m.

JetBlue
Drinks: Free soda, juice, water and Dunkin’ Donuts coffee and tea; $3 for Vitaminwater; $5 for beer, wine and cocktails.
Snacks: Free Terra Blues chips, Frito-Lay Munchies, cookies, cashews, biscotti or animal crackers.
Meals: None.

Northwest
Drinks: Free soda, juice, water, coffee and tea; $5 for alcoholic beverages.
Snacks: Pringles, M & M’s, Twizzlers or trail mix are $3; snack boxes with crackers, cheese, cookies, trail mix and either beef sausage, chicken salad or tuna are $5. Fruit and cheese or vegetables with ranch dip, $7.
Meals: $10 for a breakfast sandwich and fruit salad with a breakfast cookie, or for a deli meat sandwich and salad with a chocolate bar.
Mealtimes: Meals are available only on “select flights” like those from its hubs to Alaska, Hawaii, the Caribbean and Mexico. Fresh snacks are offered only on such flights as well.

Southwest
Drinks: Free soda, juice, water, coffee and tea; $3 for Lo-Carb Monster Energy; $4 for beer, wine and cocktails.
Snacks: Free peanuts or pretzels on flights about two hours long. Honey Maid Snack Bars and Cheese Nips on flights three hours or longer; Oreos, Wheat Thins or Ritz Real Cheese crackers on the longest flights.
Meals: None.

Spirit
Drinks: $2 for water, coffee or tea; $3 for soda or juice; $5 for alcohol.
Snacks: $2 to $4 for Pringles, animal crackers, M & M’s, and other snacks.
Meals: None.

United
Drinks: Free soda, juice, water, coffee and tea; $6 for beer, wine and cocktails.
Snacks: $5 for snack boxes with bagel chips, vegetable cheese spread, granola, diced pears, cinnamon twist pastry, toffee and mints, or other assortments.
Meals: $7 for salads and sandwiches like a smoked turkey chipotle wrap or a Santa Fe chicken salad.
Mealtimes: Breakfast is available on flights departing before 10 a.m. Lunch and dinner, 10 a.m. to 8 p.m.

US Airways
Drinks: Coffee and tea, $1; bottled water, juices, and soda, $2; beer, wine and cocktails, $7.
Snacks: $5 for boxes of chicken salad, crackers, trail mix, a fruit bar and cookies on flights over two and a half hours.
Meals: From $7 on select flights over three and a half hours, including a turkey croissant and yogurt, chef salad or chicken Caesar sandwich.
Mealtimes: From 5 a.m. to 8 p.m.

Insurance Services of America is the nationwide leader of Travel Medical insurance. Call one of friendly knowledgeable agents today so we may assist you with your travel needs.
And don’t worry, our quotes are free!
One less thing to worry about, from Insurance Services of America,
Where SERVICE is our middle name.
800-647-4589

A Word About Comparison Websites

insuranceservicesofamerica@gmail.com (ISA Brokers) — Mon, 04 Aug 2008 17:01:00 +0000

When discussing Trip Insurance options, I’m often asked about those comparison websites that show numerous different insurance companies to help you choose a plan. The problem with sites like these is that the choices can be overwhelming, and unless you are an insurance agent, you might not know exactly what you’re looking at while comparing the different plans. Do you know the details of the plans, the policy maximums, the benefits and the loopholes?

Do you know your insurance company’s AM Best rating?

Sometimes there can be such a thing as too many options.

That’s why at Insurance Services of America, we represent only the most highly rated and reputable companies out there. We won’t sell a mediocre plan and we won’t confuse you by throwing in a lot of ‘fluff’ that you don’t need. Furthermore, we’ll never ask for your name, email address, or any other personal information just to give you a quote.

Trip Insurance and Travel Medical Insurance plans are becoming more popular, as airlines continue to go bankrupt, as flights are cancelled, and as unforeseen illnesses interrupt our vacation plans. If you are traveling internationally or closer to home, there is no better time to consider protecting your travel investment with Trip Insurance.

When you visit our website, you can rest assured that we have selected the best travel insurance companies out there, and if you prefer to speak to a live person, we’re here to help.

Give us a call at 800.647.4589 to speak to one of our friendly knowledgeable agents.

Do one thing and do it right, that’s Insurance Services of America.

If only they'd purchased the Trip Protector...

insuranceservicesofamerica@gmail.com (ISA Brokers) — Thu, 31 Jul 2008 16:40:00 +0000

SOURCE:Air Security International

American Airlines has fixed a software glitch that forced workers at New York's John F. Kennedy International Airport (KJFK/JFK) to sort checked bags by hand. Nevertheless, further flight delays are likely on 31 July 2008 as the airline addresses its backlog of checked bags. The malfunction led to the delay of 48 flights and cancellation of five others on July 30th. The delays will likely cascade throughout the airline's destinations in the United States, as 75 percent of all delays and cancellations nationwide originate in New York. The delays have also affected several international flights. The airline gave passengers the option of rescheduling flights or boarding aircraft without their bags (which would be delivered to them later). The airline has temporarily waived fees for travelers checking fewer than three bags at the airport.

Just another reason to have Delayed or Lost Baggage benefits and Trip Cancellation Coverage from Insurance Services of America!

The Trip Protector Travel Insurance and Assistance Services will reimburse you if your baggage is lost, stolen or damaged while on your trip, and if your baggage is delayed more than 24 hours, you will be reimbursed for the cost of additional clothing or personal articles you purchase.

And it's not just coverage for your belongings. The Trip Protector Plan also covers trip cancellation, trip interruption, emergency medical or dental expenses, and over 25 other travel and medical expenses.

Protect your stuff, protect yourself. Call the experts at Insurance Services of America today to find a plan to suit your needs and budget. Mention this blog, and we'll throw in a handsome set of shiny new luggage tags to help your luggage stand out on the carousel!

800.647.4589

Travel Checklist for Plane Trip:

insuranceservicesofamerica@gmail.com (ISA Brokers) — Wed, 30 Jul 2008 15:56:00 +0000

Planning a vacation can be stressful, so to help you make sure you've left no stone unturned, print out this handy dandy checklist!

Planning the trip:

Enroll in frequent flyer mileage program
Request in-flight meals for special dietary needs
Check auto insurance policy to ensure coverage on rental car
Request smoking/non-smoking accommodations
Ensure passport or visa is current
Arrange for pet sitter
Arrange for houseplant and lawn care
Arrange for pickup of packages and solicitations left at door
Leave emergency contact info and itinerary with relative or friend
Get appropriate inoculations for destination
Purchase local currency
Purchase traveler's checks
Pay bills
Put hold on newspapers
Put hold on mail
Arrange transportation to and from airport

Purchase Travel Insurance

In checked luggage:

Shoes (walking/dress/beach/hiking)
Swimsuits
Exercise clothing
Sweaters, coats, hats, gloves
Comb/brush
Shampoo, hairspray
Hair dryer
Deodorant
Lotions/creams
Cosmetics
Nail clippers, emery board
Toothbrush/paste/floss
Sunscreen
First aid kit
Mini sewing repair kit
Travel plugs/adapters if leaving country
Travel alarm clock
Extra luggage space for purchases

In carry-on luggage:

Prescription medication, vitamins, and over-the-counter meds
Address book/PDA and PDA charger
Cell phone and charger
Camera, video camera, film, batteries, binoculars
Magazines, books, portable music or DVD player, playing cards
Travel maps, guidebook, phrase book
Travel neck pillow
Snacks and bottled water
Lip balm
Towelettes
Ear plugs
Credit cards
Health insurance card
Long distance phone card
Driver's license
Auto insurance policy number and agent telephone number
Passport/visa
Recent photos of all travel companions
Local currency
Traveler's checks
Airplane tickets
Confirmation numbers for hotel, rental car, and other reservations

Day Prior to Departure:

Set timers for lights in house
Water plants
Empty trash
Update voice mail and e-mail auto-reply message
Update Web sites that you manage
Give or throw away perishables from refrigerator
Get seat assignments for flights

Day of Departure:

Lock all windows and doors
Turn down thermostat
Disable garage door opener or set to vacation mode
Remove unnecessary cards from wallet (library, video rental, punch cards, extra credit cards)
Check in for flight via Web
Power-off computer and other sensitive electronic equipment
Lock all luggage; ensure all pieces have current ID tags
Set house alarm

When you purchase travel insurance from Insurance Services of America, you can be assured that you have found an honest, reputable company that truly cares about your travel insurance needs. For 38 years we have been the Worldwide leader in travel medical insurance.

Call us today at 800.647.4589 to protect yourself and your travel investment.

Your airline is going to change this summer…

insuranceservicesofamerica@gmail.com (ISA Brokers) — Fri, 06 Jun 2008 18:40:00 +0000

This busy summer travel season, with all the airline mergers and alliances, overpaid executives and frustrated employees, you need to prepare yourself, because air travel is changing right before your eyes. Carriers are desperate to shrink their operations and bankruptcy fears are resurfacing.

Here are some of the changes to the airline industry that you the passenger should be prepared for this summer:

You could experience a whole host of new delays. Airlines trying to adhere to self-imposed passenger rights, fuel prices, and cutbacks are bound to foul up that on-time arrival that you counted on. What if you miss your connection? Will you have to shell out even more money for a new flight?

With airline executives making record salaries and front-line employees’ paychecks being slashed, management has informed their workers that fuel prices have hastened the need for cost-cutting measures yet again. You will get very few sympathetic employees doing more than their absolute bare minimum. What’s more, an industry that used to see employees start careers at a young age and stay until retirement is seeing senior executives make statements such as, “We’re not looking for people to make this a career any longer, this is just a job.”

Don’t expect amenities such as a pillow or a blanket. From additional check-in bags, to aisle seating, nothing is off-limits when it comes to chargeable items. With fuel at historic levels the airlines are pulling no punches when conserving oil. This could affect you in several different ways such as no running water for washing your hands before take-off, longer wait times at the gate, and possible flight cancellations for lack of connecting passengers.

Now you might be rethinking that trip altogether, but here is a way to protect your investment and not miss out on your vacation… Trip insurance.

Check out our trip protector plan and how it works:

For a very small percentage of your trip cost, trip protector will safeguard your travel plans in case something goes wrong.
If your trip insurance is in effect for at least 14 days prior to departure, you will be covered in the event of airline default or bankruptcy. Good to have in a time when airlines are going belly up left and right and without any warning. Additionally, if you purchase trip insurance within 24 hours of making your final trip payment, pre-existing conditions are covered too.
Other coverage includes emergency medical and dental expenses, lost luggage, emergency cash, missed connection, trip cancellation and trip interruption, just to name a few.
At Insurance Services of America, we have a variety of plans to fit your needs and budget. Call one of our agents today at 800-647-4589, or click here for an instant quote or to apply online.

These are uncertain times, and a small investment in trip insurance can save you a fortune in the long run.